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HSBC Platinum MasterCard® with Cash or Fly
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| HSBC Platinum MasterCard® with Cash or Fly Rewards | 
| - Earn 1 point for every dollar of net retail purchases, everywhere you shop.
- Redeem points for roundtrip airfare with no blackout dates with as little as 7, 500 points
- Or redeem points for 1% cash back
- Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualifying applicants*
- No annual fee, for qualifying applicants
| | Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed | | 0%* | 12 Months* | as low as 8.99%* | None* | Yes* | Good Credit* |
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